I've started sending out the following letter to Bank Presidents in Washington State.
Dear Bank President,
I am very concerned with the Savings Rate in the United States. I heard recently that the people of the US have had a negative savings rate for the past 15 months. I'm hoping that you can help me find a way to fix that, because I believe that it is damaging to our economy.
I also get calls every single day from charities asking for a donation, and most of them tell me that it is getting harder and harder for them to meet their budgets and keep their promises. But I don't make enough money myself to both save and help fund the charities that our communities depend on. So I'm looking for a way to do both at the same time. I am searching the banking industry in Washington State for a financial product that will meet my needs.
I would like to open a savings account where the interest paid each month would be split in half, with half going back toward the account balance and half being sent by the bank to a charity of my choice.
Do you have a product or service that would be close to what I am searching for? What kind of account balance would be necessary for you to be willing to justify the administrative costs?
If I can find a bank that would provide the service of setting up and managing an account of this nature, I would do everything possible to promote its growth in the banking service market.
Please contact me with any questions about this quest.
Chad Lupkes
Seattle, Washington
You can find the list of banks that I'm contacting here.
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